Terms & Conditions
Last updated: June 2026
These terms and conditions outline the rules and regulations for the use of Jaiswal Insurance Samadhan's Website and Advisory Services.
1. Advisory Role
Jaiswal Insurance Samadhan acts as a registered Point of Sale Person (POSP) under the guidelines of IRDAI. We act as an intermediary comparing and offering insurance products from various authorized insurance companies in India. We do not underwrite the risk or issue the insurance policies ourselves.
2. Accuracy of Information
Users must ensure that all information provided for generating quotes, issuing policies, or filing claims is 100% accurate. Concealment of facts or providing false information (such as incorrect NCB, previous claims, or vehicle usage) may lead to policy cancellation or claim rejection by the insurance company. Jaiswal Insurance Samadhan is not liable for rejections due to customer misrepresentation.
3. Premium Payments
All premium payments should be made directly to the respective Insurance Company via authorized payment links. We do not ask for cash transfers to personal bank accounts for premium generation.
4. Cancellation and Refunds
Cancellation and refund of insurance policies are strictly governed by the guidelines of the respective Insurance Company and IRDAI. If you wish to cancel a policy, you must contact the insurer directly or seek our assistance to process the request according to the insurer's terms.
5. Limitation of Liability
While we strive to provide the best advice and claim assistance, the final decision of claim settlement rests solely with the Insurance Company and its appointed surveyors. Jaiswal Insurance Samadhan cannot legally guarantee the approval or final payout of any claim.
6. Contact Us
For any grievances or queries regarding these terms, please contact us at jaiswalinsurancesamadhan@gmail.com.