Car Insurance Cashless Claim Kya Hai?
Jab hamari car ka accident hota hai, toh sabse pehli chinta hoti hai repairing ka kharch (expense). Cashless claim ek aisi suvidha (facility) hai jisme aapko apne pocket se paisa nahi dena padta. Insurance company direct network garage ko paisa pay karti hai.
Cashless Claim Lene Ke 4 Aasaan Steps:
- Turant Suchna Dein (Intimation): Accident hote hi sabse pehle apne insurance advisor ya company ko call karein.
- FIR aur Photos: Agar accident bada hai toh police FIR zaruri hai. Car ki photos (images) alag-alag angle se zarur kheinchein.
- Network Garage Me Le Jayein: Car ko apne aas-paas ke kisi network garage (authorized service center) me bhejein.
- Surveyor Ka Aana: Insurance company ek surveyor bhejegi jo nuksan (damage) ka pata lagayega.
Myths and Facts (Bhram aur Sach):
- *Myth:* Cashless claim me pura paisa milta hai.
- *Fact:* Nahi, depreciation (ghaate) ka paisa aur file charge aapko dena padta hai. Agar aapke paas Zero Dep (Bumper to Bumper) policy hai, tabhi lagbhag pura paisa milta hai.
Online vs Personal Expert
Log aksar saste ke chakkar me online policy le lete hain. Lekin jab claim ka waqt aata hai, toh complicated paperwork aur surveyor ke chakkar me stress badh jata hai. Ek Personal Digital Expert aapki jagah surveyor se negotiate (baat-cheet) karta hai aur aapka claim aasaani se pass karwata hai.
Lucky Jaiswal
Founder & Insurance Expert at Jaiswal Insurance Samadhan. Humara maksad hai Bihar ke logo ko insurance ke mushkil niyam asaan bhasha mein samjhana aur claims mein unki poori madad karna. "Suraksha Aapki, Zimmedari Hamari".
Policy Se Juda Koi Sawaal Hai?
WhatsApp par message karein, hum aapko local context ke mutabik sahi jankari denge. Koi hidden charges nahi.
WhatsApp Par Puchein